There’s no getting around it. The financial risks of doing work in the built environment are significant for everyone involved. Capital projects budgets are big, so the stakes are too. If you’re an owner, you’re often worried about expensive change orders and padded GMP budgets. If you’re a construction firm, you’ve almost definitely endured the burden of late payments by owners (while still having to pay your crew on time) and maybe even uninsured losses due to an owner’s overly narrow policy.